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PPP: First and Second Draw Loans

Payroll Protection Program (PPP) portal resumes January 11, 2021 to accept applications for First Draw PPP Loans.  Second Draw Loan applications are accepted January 13, until March 31, 2021.  The Payroll Protection Program is a direct incentive for small businesses to keep their employees on payroll. Loans have 1% interest rate. Loans issued before JuneContinue Reading

COVID-19 Collides with Flu Season. Now what?!!

While many workplaces are settling into a COVID-19 groove of social distancing, face masks, and hand sanitizer, we find ourselves on the cusp of flu season in the United States. Employers should start preparing now for what could be a difficult workplace winter. Common Flu Peaks Between December and February Although flu season is hardContinue Reading

Checklist of Hiring Costs

Hiring costs can be elusive for many companies.   Below is an in-depth checklist to help you get a full picture of your hiring costs.  Answer each of the questions Yes or No.  The more questions to which you answer “yes,” the more you analyze the cost of hiring employees and the greater use you makeContinue Reading

4 Ways to Help Workers Build Emergency Savings, and How Much Is Enough?

By Amanda Utevsky, PhD As employers reevaluate employee benefits following the labor shock of 2020’s COVID-19 pandemic, they must look at ways to both shore up financial health and help reduce potential future stressors. Evidence shows that having enough savings on hand is one of the largest predictors of financial well-being, making employee financial health programs focusedContinue Reading

Employee Tests Positive, Now What?

Across the country the number of people who test positive for COVID-19 has taken a sharp turn upward.  In Texas, the daily number of positive tests for COVID-19 increased from 864 on May 1, 2020, to 1,312 on June 1, and 6,991 on July 1.    This spike prompted Governor Abbott to declare  a pauseContinue Reading

Texas flag

Reopen Texas: Phase III

June 3, 2020, Governor Abbott filed Phase III of Reopen Texas. Effective Immediately: Businesses may expand occupancy from 25% to 50%. Services such as salons have no capacity limits, however work- stations must be six feet apart. Religious services, local government operations, child-care services, youth camps, or recreational sports programs also have no capacity limits.Continue Reading

PPP Loan Forgiveness: The Basics

UPDATE: U.S. Congress: House Passes Legislation to Change the PPP Loan Program Today (May 28), the House of Representatives passed H.R. 7010, the Paycheck Protection Program Flexibility Act of 2020 by a 417-1 margin. Sponsored by Representatives Chip Roy (R-TX) and Dean Phillips (D-MN), this bill would make several changes to the PPP program, including:Continue Reading

Return to Work

COVID-19 Back to Business Ultimate Cheat Sheet

Businesses are gearing up to get back to …well, business.  This cheat sheet will help you consider things to keep your work environment safe, and help you develop a plan of action for return-to-work in a post-pandemic world.  Before opening your business, be sure to review federal, state, and local protocols for your industry.  Check outContinue Reading

COVID-19 Emergency Unemployment Benefits

The US Department of Labor issued Unemployment Insurance Program Letters to enhance State Unemployment provisions during the coronavirus COVID-19 pandemic.  What does this mean for employers and the unemployed? Families First Coronavirus Response Act (FFCRA) Unemployment Compensation Provisions The Federal government is working with State governments to issue grants, to provide emergency flexibilities related toContinue Reading

Small Business Recovery Program: City of Corpus Christi

This morning, the Corpus Christi City Council approved a loan program for businesses operating within the City of Corpus Christi city limits with an annual revenue of up to $1.5 million. Applications will be accepted beginning April 10 at LiftFund.com.  Thank you to the Corpus Christi Regional Economic Development Council for working with the CityContinue Reading

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